BEST Loan programs and Down Payments available for first time home buyers · 1. VA Loan for Veterans and Active Duty · 2. FHA Loan for Low Credit Scores · 3. FHA Loans Many consumers consider FHA loans to be the best first-time home buyer loan. · Conventional Loans Conventional mortgages are best for those who can. Attend a homebuyer education course if you are a first-time homebuyer. If homes just waiting for the right new owner. back to top. Frequently Asked. Learn about government programs that make it easier to buy a home, including loans, mortgage assistance, and vouchers for first-time home buyers. It's not really a thing that they build homes for first time home buyers only. However certain states and developers have problems that sell.
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